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" So, as i was reading an article about HYIPS on , i came across another link to another type of investissment. Strangely, i'm kind of curious about this one. Actually, i've always been a adventurer, someone who likes betting on life and new ventures (otherwise, i wouldn't have left my job in NY and come in Morris in the first place to try something new). I don't really know what to think of this"

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Wrestling Trading

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How to buy stocks, from CNN Money
"Online brokers Cost: At $9 to $15 a trade, it doesn't get any cheaper than this. Names to choose from include Schwab, TD Ameritrade and Fidelity.
When trying to place a buy or sell order, you'll be faced with all sorts of questions: Market or limit order? "Day only" or "Good 'till cancelled." Here's the vocabulary you need to know to place a trade.
If you place a market order with your broker, then you are saying that you're willing to buy at whatever happens to be the prevailing price for the stock. If you have a specific price in mind, you can set a limit order specifying the price you're willing to pay. If the stock dips down to that level, your order will be automatically filled. Limit orders can be left open for a single day (a day order) or indefinitely (good until canceled).
After you've bought a stock, you can instruct your broker to sell it if the price drops to a level you specify (a stop loss order). That's a kind of insurance; it means that no matter what happens to a stock's price you'll never lose more than a specified amount.
In a volatile market, however, setting a stop-loss order at 10 or 20 percent below the purchase price will sometimes cause you to cash out of the stock on a momentary dip - thus locking in a loss even though the shares may immediately head back upward

Penny Stocks to Buy Now, from the
"2. Expansion or merging � Investors love expansion or when companies merge and you should too."

  • Stock investing -

  • The Cheapest Stock Around By Rich Greifner February 5, 2008 (from
    "The fact is many good stocks are cheap right now. eBay (Nasdaq: EBAY) and Motorola (NYSE: MOT) recently hit 52-week lows. UPS (NYSE: UPS) is sporting its lowest price-to-earnings ratio since the company came public in 1999. Polo Ralph Lauren (NYSE: RL) was nearly halved. And these are all strong companies with killer brands."
    Another Dirt Cheap Stock By Richard Gibbons January 30, 2008 (from
    "The company is big, but it's still growing. Over the past five years, Office Depot has been expanding its revenue by 6.5% and earnings by nearly 15%. Though the North American market may be nearing saturation, Office Depot plans to add 75 stores in 2008. This is still a growth story."
    10 stocks under $10: A bargain hunt for your portfolio Posted Nov 29th 2007 7:36AM by Beth Gaston Moon Filed under: Personal finance, Bargain stocks, Stocks to Buy (
    -10 Stocks Under $10: Ampal-American Israel (AMPL)
    "Still, AMPL is an outperforming name with a global presence that is worth watching."
    Top Stocks for 2008
    -Best Stocks for 2008: Mining profits from International Royalty (ROY) Posted Dec 30th 2007 6:00PM by Steven Halpern
    -Best Stocks for 2008: Top stock picker picks Elbit Medical (EMITF) Posted Dec 31st 2007 6:00PM by Steven H
    ""EMITF is a subsidiary of Europe Israel (M.M.S.) Ltd., which operates in the construction, operation, management and sale of shopping and entertainment centers in Israel, Central and Eastern Europe, and India."
    -Best Stocks for 2008: Navigating gains at Tsakos Energy Navigation (TNP)
    "is my top pick for 2008 -- a stock for more conservative investors," says Neil Macneale, editor of 2-for-1, a newsletter that chooses its portfolio candidates exclusively from stocks that have just announced splits."
    Best Stocks for 2008: Nutritional value at NutraCea (NTRZ) - Posted Dec 23rd 2007 10:45AM by Steven Halpern
    ""Rice is the most consumed food on the planet and NutraCea has found a way to process rice bran -- 60 million tons of which comes off the rice kernel during the milling process worldwide -- into an extraordinarily nutritious food ingredient/nutraceutical that is also loaded with more than 100 antioxidants."
    -Best Stocks for 2008: Dial abroad with iShares S&P Global Telecom (IXP)
    ""Telecoms have the hard-line capacity to take advantage of convergence of mobile and landline services. Many of the companies in this ETF basket have dividend yields of 6% or better. Overall, I consider this a good, solid core holding.""
    -Best Stocks for 2008: Pipeline profits from Kinder Morgan Partners (KMP)
    ""But Kinder's pipeline network is helping to change that. The company has a new pipeline called the Rockies Express, one of the largest projects ever undertaken by any PTP. This $4.4 billion project will carry gas from the Rockies east to the Ohio-Pennsylvania border; the pipe will be completed in stages, with the first stage already complete and the second two phases scheduled for completion in 2008.
    "This pipeline has already proven popular. Companies have already signed up for capacity even before the pipe is complete. As soon as gas starts moving, Kinder starts earning distributable cash.
    "Kinder has a large slate of new projects scheduled to start up next year and throughout 2009. Already offering a tax-advantaged dividend yield nearing 7%, these new projects will power a distribution growth rate of around 8% annualized for at least the next five years."

    -Best Stocks for 2008: China expert focuses on Focus Media (FMCN)
    ""The upcoming Beijing Olympic Games are an especially powerful driver for outdoor advertising awareness in China's major cities. Further, the Chinese government's push to expand the economy into more remote cities has opened new territory for the company to expand regionally."
  • The best stocks for 2008 We've found ten stocks that will thrive despite - or even benefit from - the troubles facing the markets next year. By Jon Birger, senior writer (CNN Money)

  • "Five of our picks are growth companies in noncyclical industries, on the logic that in a slowing economy, investors will pay a hefty premium for superior profit improvement. These five aren't cheap - they trade at an average of 22 times 2008 profits vs. a price/earnings ratio of 14 for the S&P, according to Baseline - but they're worth it. Analysts expect their earnings to increase an average of 29% next year, vs. 6% for the S&P..."
    "(DKS)Indeed, in 2008, analysts expect a 19% increase in earnings per share. Says fund manager Thomas Ognar, who has 3% of his Wells Fargo Advantage Growth fund in Dick's: "People cut back on a lot of other things before not buying cleats for their kids."
  • Best Stocks for 2008-FOOL

  • Best Stock for 2008: General Electric By Dan Caplinger December 31, 2007 16 Recommendations Ring in the new year with more stocks for 2008.
    "Energy is a relatively small part of what GE currently does -- the company's energy arm had revenue of about $19 billion last year, representing about 11% of GE's total revenue. But the head of GE Energy believes revenue could grow to more than $30 billion by 2009, with renewable energy making up $5 billion to $6 billion of that total. The company expects strong growth from both the wind and solar energy segments.
    Best Stock for 2008: Best Buy By Alex Dumortier, CFA December 31, 2007
    " If it's growth you're interested in ...
    Investors always want to know about growth (value guys know that growth is one of the components of value), so I'll tease out two different opportunities. First, in February 2009, television broadcasters in the U.S. will be giving analog the boot. Do you know what that means for you? If you don't, you're not alone. Whom will we all turn to? The largest -- and, arguably, most respected -- specialty retailer of consumer electronics in the U.S. might be the logical place to start.
    Best Buy also has good potential for worldwide growth."

    Best Stock for 2008: McDonald's By Mike Kasprzyk December 31, 2007
    "Coffee, anyone? In the next five years, the coffee market is expected to generate sales of $18.8 billion -- with a profit margin around 95% per cup! No wonder coffee giant"
  • The best stocks for 2008 We've found ten stocks that will thrive despite - or even benefit from - the troubles facing the markets next year. By Jon Birger, senior writer December 14 2007: 1:59 PM EST (

  • "For the record, our past Investor's Guide selections have excelled. Our ten stock picks for 2006 returned an average of 26% that year, vs.13% for the S&P. And through Dec. 3, our ten stocks for 2007 have outpaced the S&P 14% to 6%."
    "Normally we wouldn't recommend a stock that has doubled since the start of '07. But as we said, in a slowing economy, you want to own companies that can demonstrate superior earnings growth regardless of what's happening around them. Jacobs Engineering is such an enterprise.
    Jacobs (JEC, Fortune 500) is one of the fastest growers in an exploding industry: construction and engineering. The company is hired to design and build oil refineries, biodiesel plants, hospitals, bridges, and water-treatment centers. "

  • Forbes Cruise: 25 Best Stocks For 2008

  • Energy

  • Invest in Oil & Gas
  • Enivornmental

  • Alternative Energy Stocks, from

  • "..."What's the best way to profit from this unstoppable trend?" he asks. In his Asia Stock Alert, he answers: Cameco Corp. (NYSE: CCJ). "The biggest producer of uranium in the world should be a cornerstone of your natural resource portfolio..."
  • Ten Alternative Energy Speculations for 2008: Batteries, CHP, and Transmission
    Ten Alternative Energy Speculations for 2008: Geothermal, Wind and Wave, and Thin Film Hype
    "..In 2008, analysts expect revenues of approximately 4x the 2006 number, meaning they will need approximately 16% of new annual Tellurium supplies. PrimeStar Solar, a private company is using a recent infusion of capital from General Electric (NYSE:GE) to quickly begin production of their own CdTe modules. They do not disclose the timing of production "for competitive reasons," but their hiring and equipment orders speak of an aggressive schedule; I expect they will begin production in 2008...
    If any play is for gamblers, this is it. But cards are stacking up against First Solar."

    Investing In Renewable Energy 101, from
  • Green energy's hottest stocks for 2008 Investing experts say to stay away from solar, which saw a huge run up in 2007, and instead focus on wind, energy efficiency specialists or the battered biofuels sector. Subscribe to Companies google my aol my msn my yahoo! netvibes feed:// Paste this link into your favorite RSS desktop reader See all RSS FEEDS (close) By Steve Hargreaves, staff writer January 9 2008: 3:04 PM EST

  • "Wind
    Experts say the wind sector, which boasts the technology of choice for utilities looking to buy green power, is now undervalued compared to solar.
    "Wind is a steady grower, and it will continue to be supported by legislation and production targets," said Jens Peers, head of Eco Funds at Dublin-based KBC Asset Management.
    The problem is, there are very few U.S. wind companies to invest in. Most big makers of wind turbines - like Spain's Gamesa, India's Sulzon, or Denmark's Vestas - do not have U.S. stock listings.
    General Electric (GE, Fortune 500) is the big U.S. player, although making wind turbines is obviously a small part of its business. But it is a growing part, accounting for over $1 billion in sales in the last quarter and boasting a backlog of over $7 billion in orders, according to Ferreri.
    Another way for U.S. investors to play wind is to get in on the parts companies. Zoltek (ZOLTEK), which makes carbon fiber that's used in turbine blades, is an investor favorite. Its stock rose over 100 percent last year, and a mind-blowing 1,849 percent over the last 5 years. But with earnings growth of over 100 percent over the last 12 months, the runup may be justified - although the company has yet to turn a profit.
    And American Superconductor (AMSC), among its many products, makes devices used in transferring energy from wind turbines. That company's stock rose 178 percent last year. "

  • Renewable Energy Stocks

  • -Invidvidual
  • Chicago Climate Exchange

  • "(CCX) is North America's only and the world's first global marketplace for integrating voluntary legally binding emissions reductions with emissions trading and offsets for all six greenhouse gases."
    Investing in Climate Change, from
    "Climate Exchange plc [LSE:CLE]: Owns the European Climate Exchange, responsible for 80% of exchange-traded volumes of carbon dioxide in Europe, as well as the Chicago Climate Exchange, the only carbon dioxide emissions trading platform currently functioning in the US. Goldman Sachs has a 10% stake in Climate Exchange..."
  • These Stocks Beat Metal & Mineral Stocks By Dave Mock January 25, 2008

  • CSX Corporation

  • "... together with its subsidiaries owns Companies providing rail, intermodal and rail-to-truck transload services that combine to form one of the nation's transportation companies, connecting more than 70 ocean, river and lake ports. CSX's principal operating Company, CSX Transportation Inc.CSXT, operates the railroad in the eastern United States with approximately 21,000-mile rail network linking commercial markets in 23 states, the District of Columbia, and the Canadian provinces of Ontario and Quebec. CSX Intermodal Inc., one of the nation's coast-to-coast intermodal transportation providers, is a stand-alone, integrated intermodal Company serving customers from origin to destination with its own truck and terminal operations, plus a dedicated domestic container fleet..."
  • Oil stocks: Best picks for 2008 Although oil stocks roared last year, analysts believe there's still ample room for most of them them to climb in 2008. See what they like, sector by sector. By Steve Hargreaves, staff writer January 15 2008: 12:14 PM EST

  • "..NEW YORK ( -- It's not too late for investors to get in on the oil boom in 2008, analysts say, even with the near 30 percent runup in oil company stocks last year. From companies that pull oil out of the ground, to the ones that turn it into gasoline, to the specialists that keep the wells flowing, the oil sector breaks down into lots of categories. And some categories are expected to do much better than others in 2008. Experts generally expect nearly all oil stock sectors to do well in 2008 - although not as well as in 2007. Here are four analysts' picks, category by category:.."
  • Oil Stocks: Best Picks For 2008 January 15, 2008 (

  • "With their diversification, high dividends and low stock prices compared to revenue, big oil companies that produce, refine and market oil and natural gas like Exxon Mobil (XOM, Fortune 500), BP (BP), ConocoPhillips (COP, Fortune 500), Chevron (CVX, Fortune 500) and Royal Dutch Shell (RDSA) make good defensive plays..."
    The independents
    Most of these smaller companies produce and refine oil and gas, although much of their revenue comes from the exploration and production end.
    Because of that, their stock prices are generally more closely tied to the price of crude oil. Anadarko (APC, Fortune 500), Occidental (OXY, Fortune 500), Marathon (MRO, Fortune 500), Murphy (MUR, Fortune 500) and Hess (HES, Fortune 500) saw their shares rise between 33 and 96 percent over the last 12 months.
    Gheit likes Murphy, as it has guaranteed growth in production from new fields just coming online in Malaysia, he said.
    Natural gas
    Nearly everyone thinks this sector, which did well in 2007, will continue to do great in 2008.
    �Gas is where the growth is going to be,� said Crower. Gas prices �could easily double this year. It�s going to be huge.�
    Oil Services
    Schlumberger (SLB) had a good run over the last 12 months - with the stock rising nearly 70 percent - and looks fairly expensive, trading at 4.5 times estimated sales for the next four quarters, at least twice that of other firms in the sector like Halliburton (HAL, Fortune 500), Baker Hughes (BHI, Fortune 500) and BJ Services (BJ, Fortune 500)

  • Exxon Mobil
  • XTO Energy, Inc., ncorporated in Delaware in 1990
  • Petroleo Brasileiro SA was incorporated in 1953 and began operations in Brazil in 1954 as a wholly-owned government enterprise responsible for all hydrocarbon activities in Brazil.

  • -Various
  • FMC Corporation,ncorporated in 1928 under Delaware law. It is a diversified, global chemical company providing innovative solutions, applications and market products to a variety of end markets.

  • Fortune's 100 Fastest-Growing Companies Monday, September 22, 2008provided by

  • 1. Arena Resources, Inc(NYSE: ARD)
    " an Oklahoma-based oil and gas exploration, development and production company with current operations in Texas, Oklahoma, Kansas and New Mexico. Founded in 2000, the experienced management team has aggressively sought to acquire select properties in their "back yard" which provides immediate positive cash flow and development opportunities for future years. "
    2. T3 Energy (NYSE: TTES)
    "Our Pressure Control, Wellhead & Production Systems, and Pipeline Valve businesses have been providing solutions to the leaders in the energy industry for over 25 years."
    3. Allis-Chalmers Energy (NYSE: ALY)
    4. Bucyrus International, Inc. (NYSE: BUCY)
    "... is a world leader in the design and manufacture of high productivity mining equipment for surface and underground mining. BUCYRUS surface equipment is used for mining coal, copper, iron ore, oil sands and other minerals, and underground equipment is used primarily for mining coal. In addition to machine manufacturing, Bucyrus manufactures high-quality OEM parts and provides world-class support services for its equipment. Bucyrus International, Inc. is headquartered in South Milwaukee, Wisconsin, USA."
    5. DXP Enterprises (NYS: DXPE)
    "Founded in 1908 and headquartered in Houston, Texas, DXP is a leading products and services distributor. Our Innovative Pumping Solutions (IPS), Supply Chain Services, and MROP (maintenance, repair, operating and production) utilize DXP�s vast product knowledge in pumps, bearings, power transmission, seals , hose, safety, fluid power, electrical and industrial supplies.
    This breadth of products and services, allows DXP to be flexible in tailoring customer driven solutions. "


  • CalMaine Foodswas incorporated in Delaware in 1969. The Company is the producer and marketer of shell eggs in the United States.
  • -Buy Online
    TD Ameritrade
    "At Schwab, we are passionate about investing in our communities and inspiring our employees to become community investors"..more on foundation

    American United Life


    -Diversify Options:
    World Gold


  • AOL Investing
  • 24/7 Wall Street
  • Stock Forecasting
  • TIPS:
    -Investing With Conscience Links to selected religious and general socially conscious mutual funds and indexes. , from
    Timothy Plan (morningstar)

    "Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment."-1 Timothy 6:17

  • Don't Put All Your Eggs in One Basket!
  • Certificate of Deposits, from AARP
  • Nation-GoodnewsUSA


  • American Values

  • "We help investors encourage that which is good in corporate America by investing in public companies that best reflect the values of * integrity, * humility, * diligence and * caring We have found, as a general rule, companies reflecting these values tend to do well, over the long term. Although we are concerned about investment performance, work diligently to provide it, and monitor it closely we believe there are more important considerations including the impact our investments will have on our culture. "
    Carter LeCraw

    "Carter LeCraw CEO of American Values Investments located in Johnson City, Tennessee discusses the importance of reflecting our values in how we use our assets."

    Dow Jones Industrial News:

  • Dow Drops 777 Points; Worst Single-Day Close Ever, Sep 29, 2008 10:32 pm US/Central (

  • "NEW YORK (CBS News) ― Wall Street watched Washington with shock and fear as the bailout package flamed out on Capitol Hill.
    And as that $700 billion financial rescue plan went down, the Dow went down like a sub, hurtling the Dow Jones industrials down nearly 780 points in their largest one-day point drop ever, reports CBS News correspondent Anthony Mason.
    "Nobody could believe it," said Ted Weisberg of Seaport Securities. "The fact that it did not get done is just mind-boggling." The result on Wall Street was a history-making 777-point nosedive. The Nasdaq plunged almost 10 percent...."
    Goodbye $1 Billion Salary, Hello Campbell Soup Posted Sep 30, 2008 01:42pm EDT by Henry Blodget in Investing, Newsmakers, Recession, Banking
    "Campbell Soup Co. was the only stock in the S&P 500 that escaped yesterday's historic sell-off. That�s right: 499 fell, and just one rose.
    Could there be a clearer metaphor for Americans refocusing on the basics after a decade of greed and excess?
    That may be a stretch, but clearly the American public is in no mood to bail out the Wall Street gazillionaires responsible for the financial meltdown. So says my guest, Wall Street Journal Deputy Managing Editor Alan Murray, who describes the extreme wealth on display in his hometown of Greenwich, Conn., in the accompanying video. No matter how appropriate this backlash may be, it will have ramifications in American business possibly for decades to come, says Murray."

  • Tough day for stocks But losses are pared in half after Dow drop reaches 800 points on credit crisis. See all RSS FEEDS (close) By Alexandra Twin, senior writer Last Updated: October 6, 2008: 5:51 PM ET

  • "NEW YORK ( -- Stocks plunged Monday, with the Dow down as much as 800 points during the session, as the $700 billion bank bailout plan and European government attempts to prop up faltering banks failed to comfort panicky investors.
    But the Dow Jones industrial average (INDU) and other major indexes cut losses in the final hour. The Dow ended down just short of 370 points.
    The index fell to 9,525.32, the index hit its lowest level during a session since Oct. 24, 2003, when it touched 9,497.72..."

    Economic Crash Response - This is Not This

    "During financially challenging times, it's so easy for us to forget who we're putting our trust in. Are we trusting in Wall Street, or in the God who created it all? Download This For Free! If you use it in your church, we'd love to hear about how and where you used it. Please post a comment and let us know! "

    ....see GoodnewsEverybody: Liberal Arts-Economics


    Stock Market Investing: Tips for the Complete Beginner

    " Free 7-part stock investing kit shipped to you. Whether you want types of mutual funds, do investing in bonds or trading mutual funds, stock investing is easy."


    Are You Pure Enough To Be A Christian Entrepreneur?

    "Christian business leaders... Last night on the call, I was asked the question, "Matt, I feel like I still have to purify myself to be worthy of being a Christian Entrepreneur. Shouldn't I just wait until I've fixed myself before moving forward? Find out what I said in this video.
    Still time to join us on the webinar and calls. Go here to find out more. eform/niflehnat"



  • Should you buy gold online?

  • When to Buy Gold
    "So what is the answer to the question. When is the best time to buy gold?
    The best time to buy gold is right NOW! In fact it is always the best time to buy gold. If you were to purchase a small amount of gold bullion each month for the next 5 years, you would still beat inflation hands down."

  • What You Need To Know Before You Buy Your First Ounce of Gold 'Some Initial Guidelines from One of America's Top Gold Experts' ____ Michael J. Kosares The ABCs of Gold Investing: How to Protect and Build Your Wealth with Gold

  • "...If your goal is simply to capitalize on price movement, then bullion coins will serve your purposes. If you are interested in long-term asset preservation and you have additional concerns about capital and/or monetary controls -- a more complicated scenario -- then you might want to include the lower premium variety of pre-1933 European and American coins in the mix. These have been treated by the government since the 1930s as historical, collector items and, as a result, afford the privacy-minded investor with a greater degree of safety than gold bullion...
    Q. What is the best approach for the safe-haven investor?
    A. If you want to protect yourself against inflation, deflation, stock market weakness and potential currency problems -- in other words, if you want to hedge financial uncertainties, there is only one portfolio item that will serve you in all seasons and under most circumstances -- gold coins.


  • U.S. financial crisis to hit mission groups Posted: 1 October, 2008 (Mission Network News)

  • "USA (MNN) ― The United States continues reeling after the House failed to pass a $700-billion Wall Street bailout package. That left its mark on financial markets worldwide. The financial crisis will have an impact on outreach, says the President and CEO of The Mission Society, Phil Granger.
    "There are so many people today," says Granger, "that are tied to the stock market, either through their retirement plans, or they are retired and they're getting money off their portfolios, or their employment and possibilities whether or not their employment is going to continue."
    Granger, a former CEO of a large financial institution, says that's going to put pressure on discretionary income. "A tremendous amount of downsizing is going to take place and cause people to assess what they're doing with their discretionary income. So they say, 'Should I start putting money aside because I may not have a source of money in the future, or the source may be substantially smaller?'"
    The Mission Society has been affected by a financial crisis before. "The last time we as an organization had a direct effect by what was going on in the markets was when the dot-com's blew up in 2000-2001. Our income went down something like 35 to 40-percent," Granger adds.
    That will mean drastic changes, says Granger. "You can just tighten your belt so much before the belt tightening has to move on to people. When you talk about a ministry in mission work and even evangelism work, well over 80-percent of your budget really is around people."
    While Granger says he's seeing some people panic, it's not widespread. "We are at a point where there is a high level of distrust and discouragement. And the more that builds, the more people will retrench and hold on to the little bit that they've got."
    He's cautioning ministries to take action. "We're being as conservative in our expenditures right now as we possibly can be. All discretionary items are now out of the budget. We're just going through all of the parts of the operation."
    While the economic situation looks precarious, Granger says it's also good for outreach. "In the midst of economic tensions, and in the midst of anything that makes people feel vulnerable, that's an absolutely a marvelous opportunity to start to introduce people to the God that really loves them no matter what's going on around them."
    Granger, however, is encouraging Christians to think about eternity in their spending. "If they have to make a decision about where an extra dollar is going to go, instead of buying that super-sized Coke, they might continue to support the ministry of their choice with that dollar so that the spiritual needs of people can be touched." "

  • Financial crisis brings Wall Street to God Posted: 7 October, 2008 (Mission Network News)

  • "USA (MNN) ― The Southern Baptists report an increased attendance at lunchtime sermons on Wall Street as debate continues about a $700-billion government rescue proposal.
    Christine Kearny of The New York Times wrote about this increased attendance and about how some financial workers are "turning to an old source of solace: religion." According to her September 22 article, Rev. Mark Bozzuti-Jones of Trinity Church Wall Street called the financial crisis a reminder that "we cannot put our faith in money."
    The church is focusing instead on helping families reduce their debt and become more financially responsible. The Southern Baptist Convention worked with LifeWay's Holman Bible Outreach International to develop a New Testament containing 30 daily devotionals about money management. Written by Crown Financial Ministries, the curriculum walks individuals through the biblical principles behind financial responsibility, with the goal of better money management. "


    *see Bible

    God kept him from going broke

    "CNN's Betty Nguyen sits down with Rev. Michael Beckwith about turning to God during these rough financial times."


  • Goldman knew it profited in crisis, By Mark M. Meinero, assistant managing editorApril 24, 2010: 1:59 PM ET

  • "..NEW YORK ( -- Internal Goldman Sachs e-mails released on Capitol Hill Saturday show how the firm used bets on mortgage securities in a bid to profit as the housing market began to plummet several years ago...
    How credit watchdogs fueled the financial crisis
    The Senate-released documents also offer a rare behind-the-scenes glimpse into Goldman's dealings with the media.
    "Tomorrow's story will, of course, have 'balance' (ie stuff we don't like)," van Praag wrote in an e-mail to Blankfein and other top executives about a story due to appear in the New York Times.
    "The article references the extraordinary influence GS alums have," van Praag continued in the e-mail dated Nov. 18, 2007. Several former Goldman Sachs executives have held high-level government positions -- most notably then-Treasury Secretary Henry Paulson, the former head of the firm.
    Critics say that Goldman benefits from such connections to the government. The Times story, van Praag wrote, would not go "as far as suggesting that there is a credible conspiracy theory. [It] does, however, make the point that it feels like GS is running everything."

    *see Issues- Bad News, Media, Negativity, Pessimistic, etc...

    Stock Brokerage Firm

  • Gardner Rich LLC, Chicago, IL 60605

  • Chris Gardner From Wikipedia, the free encyclopedia
    " (born February 9, 1954 in Milwaukee, Wisconsin) is a self-made millionaire, entrepreneur, motivational speaker, and philanthropist who, during the early 1980s, struggled with homelessness while raising his toddler son, Christopher, Jr.[1] Gardner's book of memoirs was published in May 2006.[2]
    As of 2006, he is CEO of his own stockbrokerage firm, Gardner Rich & Co, based in Chicago, Illinois where he resides when he is not living in New York City. Gardner credits his tenacity and success to his "spiritual genetics" handed down to him by his mother, Bettye Jean Triplett, née Gardner,[3][2][4] and to the high expectations placed on him by his children, Chris Jr. (born 1981) and his daughter, Jacintha (born 1985).[1] Gardner's personal struggle of establishing himself as a stockbroker while managing fatherhood and homelessness is portrayed in the 2006 motion picture The Pursuit of Happyness, starring Will Smith....[5][4]"

    The Pursuit of Happyness Part 2

    "The astounding yet true rags-to-riches saga of a homeless father who raised and cared for his son on the mean streets of San Francisco and went on to become a crown prince of Wall Street "
    *see Social Issues: Needy, Poverty, Poor, etc...


    -Rags to Riches

  • A 27-year-old millionaire reveals how he built his wealth By Mandi Woodruff 9 hours ago (Nov 5th 2014)

  • "... ...Ivanov, who shares wealth-building tips on his blog,, made his million the old-fashioned way: He read books. He saved early and often. And he started planning his rise to millionaire status before most kids his age had their driver’s license.
    “I’m a testament that if you want something bad enough and you keep working towards it ... you will get to where you want to go,” he says. "It was my habits and my principles that made me rich." ....

    “In high school, there was pretty much no financial education and my parents wouldn’t talk to me about money,” he says. “Everything I learned about money I had to learn myself.” ...

    He devoured books on wealth building. An early favorite was “Think and Grow Rich,” the 1937 classic by Napoleon Hill, which details strategies that can be used to overcome psychological barriers to wealth.
    “That book was extremely influential,” Ivanov says. “It wasn’t a ‘how to get rich’ book but it gave me a vision and a mental system that I could use to achieve pretty much anything I wanted.”

    Here’s how he did it. ...

    While his friends signed up for college classes, Ivanov celebrated his 18th birthday by opening his first Roth IRA. After spending some time working (mostly administrative jobs near home), he decided to enlist in the U.S. Navy at age 20. He earned about $55,000 a year as an electronics technician and took distance learning classes to earn a Bachelor’s degree in information technology and programming. Uncle Sam picked up the tab for his tuition and fees. ...

    The ‘lazy’ investor

    After Ivanov maxed out his Roth IRA (the annual contribution limit is $5,500), he opened up a small brokerage account with TradeKing. Years of careful research convinced him stock-picking wasn’t for him. His investing strategy was simple: focus on low-cost stock mutual funds that covered a variety of major asset classes and let the market do its job.
    “It’s what I would call a lazy portfolio,” he says. After doing research, Ivanov decided to invest in seven asset classes: domestic, large-, mid-, and small-cap funds, emerging market funds, commodity funds, with a small chunk in bonds. Then he let it ride. He rebalances his portfolio once a year, if at all.
    He says he lost “a good amount,” but when the market sank he didn’t sell like many other investors did. “I powered through and when the market hit bottom, that’s when I tried to save and invest even more. To me, it was a no brainer,” he says...."

    Getting into the real estate game

    Heavily influenced by books like “The Millionaire Real Estate Investor” and “The Millionaire Next Door,” Ivanov knew he wanted to start investing in real estate. His timing couldn’t have been better. The bust had essentially turned the housing market into the world’s biggest bargain bin.
    In 2009, Ivanov put down $80,000 on a $400,000 condominium in San Diego, which he rents out for a $36,000 a year (he nets about $12,000 a year after making his mortgage payments). Today he estimates the property’s value is well over $600,000.

    “I believe in taking smart risks,” he says. “If you see an opportunity and you think it’s a good opportunity, you should take it and understand that you may be wrong and understand what the repercussions may be."

    Fortunately, military life was the perfect environment for a single person looking to save. The bulk of his fixed expenses — housing, food, transportation, insurance — were covered. He set up automatic transfers for his savings and investment accounts and followed a strict schedule. First, he maxed out his annual Roth IRA contribution. Then he contributed the maximum to his annual Thrift Savings Plan (the federal employee version of the 401(k)). He split the remaining balance between his brokerage account and the savings fund he keeps for future real estate investments.

    While he studied, he earned extra cash through one-off web design and programming gigs he got through freelance job websites like and He estimates these side jobs added another $15,000 to $20,000 to his annual income.
    “Definitely being in the military helped a lot, but I also had a mature outlook on life,” he says.

    "Buying expensive things isn’t really fun for me. I realized those things don’t really make me happy."

    Every expense — from his gym membership to his pending wedding in 2016 — is planned for and saved for well in advance. His detailed planning regimen is, he says, the key to his success so far.
    “Usually, at the beginning of the year I look at my life for the next two to five years and I plan it out,” he says. “I write out any expense I’ll have that I won’t be able to cover using my paycheck and figure out how much I need to save each month to meet those goals by my deadline.”
    Ivanov crossed the $1 million net worth mark just two months shy of his 27th birthday in June this year. He was thrilled to finally reach this milestone — but not surprised.

    "If you have a really strong desire in your head, you can power through any obstacle you may face,” he says. “I truly believed that when I was 16 and I believe it now."


    Six Trends in the Market Today: TFN 60 Second Buzz 10/24/07

    " -- Chris DeHaemer gives you what you need to know for Q4 investing in under a minute. "

  • Top 5 Stocks for October 2008 By Chris Fernandez | September 28th, 2008 at 3:39 pm from

  • Best Investment 10,000 % return, 100 % secure - Much better than Wall St
    "12 year old Isaac Laupola shares with us the best Investment Tips. Secrets of the best investment that the world has ever known. With returns of over 10,000 % and 100 % secure ....This Investment quarantees huge returns and it's 100 % secure., no loses ever. It's timet o invest in heavenly stocks, real estate, and treasures. Find out why ? Please watch the video"



  • Glaxo Shipped 130M H1N1 Flu Shots to Govts In Fourth Quarter Jan 15, 2010 11:23:53 (ET)

  • ".. LONDON (Dow Jones)--U.K. pharmaceuticals giant GlaxoSmithKline PLC (GSK) said Friday it shipped 130 million H1N1 flu shots to governments in the fourth quarter of 2009 and continues to do so, as some European governments cancel orders after the swine flu pandemic turned out to be milder than expected. ..
    GlaxoSmithKline Friday acknowledged that pandemics were unpredictable and said it was working with governments as their immunization needs changed.
    "This includes renegotiation of contracts with governments who have announced changes to their planned immunization programs and with governments who have placed new orders for the pandemic vaccine," the U.K. drugmaker said.
    "It is too early to say what the final number of doses supplied and the value of these orders will be," it added.
    Last week, the World Health Organization said that rates of "influenza-like illness" have declined substantially in Western Europe in recent weeks.
    -By Marietta Cauchi, Dow Jones Newswires; +44 207 842 9241; "


    The 10 best stocks for 2009, By Jim Jubak
    " The markets will recover before the larger economy does -- but timing is everything. Here are 5 picks for the beginning of the year and 5 for later, with lots of caveats... The 5 best stocks for the first half of 2009
    * Deere (DE, news, msgs), a farm machine producer that tracks the price of agricultural commodities. Yield: 3.1%. It was added to Jubak's Picks on Jan. 12, 2007.
    * Enbridge (ENB, news, msgs), a natural-gas and oil pipeline company that has a 3.8% yield. It was added to Jubak's Picks on Dec. 18, 2007.
    * ExxonMobil (XOM, news, msgs), the world's best integrated oil company for the current environment. With a yield of 2%, these shares just make my cut.
    * Flowserve (FLS, news, msgs). Can you say infrastructure? It makes pumps and valves for moving everything from water to oil and has a yield of 2%.
    * Rayonier (RYN, news, msgs), a producer of wood products and an owner of timberland. Yield: 7.2%. It was added to Jubak's Picks on Nov. 9, 2007.
    The 5 best stocks for the second half of 2009
    * Goldcorp (GG, news, msgs), the world's low-cost producer of gold. It was added to Jubak's Picks on May 30, 2006.
    * Google (GOOG, news, msgs), the dominant Internet search company just gets more dominant.
    * HSBC (HBC, news, msgs), the best banking franchise left standing in Asia.
    * Petrobras (PBR, news, msgs). The Brazilian national oil company has dozens of new fields under development. It was added to Jubak's Picks on Aug. 26, 2008.
    * Thompson Creek Metals (TC, news, msgs), the second-largest private producer of molybdenum in the world. It was added to Jubak's Picks on June 26, 2007.

  • Asian stocks are 2009’s best bet, says Credit Suisse’s Parker Asian developing markets make up half of the 10 best performing stock indices in 2009, led by China and Taiwan Chen Shiyin / Bloomberg

  • "China is the sole country whose economy is starting to show “significant improvement” in growth, helped by the government’s 4 trillion yuan (Rs29.72 trillion) stimulus plan, Parker said.
    He expects the economy to expand “close to 8%” in the second half..."

  • Global stocks soar to 4-month high Shares in Asia rally as signs of improving U.S. economy offset concerns of imminent Chrysler bankruptcy. April 30, 2009: 4:15 AM ET
  • -China

  • 10 China Stocks To Consider Buying Now by: Faisal Laljee May 21, 2007 |
  • China Stocks !
  • Three Cheap China Stocks to Buy Now: GA, COGO, EJ Posted Sep 01, 2008 10:00am EDT by Aaron Task in Investing, Electronics, Gaming Related: GA, EJ, COGO, CHL, FXI
  • -Hong Kong

  • Hong Kong Stocks Report, from


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